Golf cart and low speed vehicle insurance
What type of golf carts we can insure?
We can offer you variety if insurance carriers that insures nearly all makes and models of golf carts.
Do I really need golf card policy? Can I cover under my homeowners policy?
Your homeowners policy may give you some coverage for use of a golf cart, but it's very limited and there are many common situations that could leave you without protection. For example, many homeowners policies won't cover you when you drive to a neighbor's house, which is a typical use for these types of vehicles. Having a separate policy gives you peace of mind because you'll have coverage at home, on the golf course, and on public roads, even if you loan your golf cart to a friend.
What will happens if I get hit by other who is not insured?
We can offer protection against the cost of injuries or damage you may experience due to an accident caused by an uninsured or underinsured (UM/UIM) driver. UM/UIM is an optional coverage for vehicles that aren’t used on public streets. Depending on which state you live in, you may be required to carry UM/UIM coverage for vehicles that are used on public streets, so talk with your local independent agent to be sure.
What happens if my golf card breaks down wile driving?
Whit some carries you can choose Roadside Assistance plan, it will cover your towing expense and labor costs to help fix an electrical or mechanical breakdown, dead battery, flat tire, or lack of essential fluids if your golf cart breaks down within 100' of a public road or highway.