Business owners insurance is a policy that combines both property and liability coverage into one package. It’s popular among a variety of small and medium-sized businesses such as restaurants, wholesalers, retail stores and contractors.
Warehouse and storage commercial property insurance, you can protect your buildings, their contents and other people belongings, and other structures from damage due to fire, weather, smoke, theft, and other causes of loss.
Workers’ compensation insurance, commonly known as workers’ comp, is insurance that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job.
Many businesses need bonds to complete their insurance package. Bond insurance, also known as "financial guaranty insurance", is a type of insurance whereby an insurance company guarantees scheduled payments of interest and principal on a bond or other security in the event of a payment default by the issuer of the bond or security.
Commercial Umbrella policy provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.
Construction insurance is insurance protection that provides financial compensation for covered losses to a building or structure, as many mistakes, errors, and unforeseen events can lead to damages and losses during the construction of a building.
Commercial general liability insurance is the most basic form of insurance policy that you can get for your business. And make no mistake about it; businesses like body shops, which handle heavy machinery and vehicles, need this policy. Think about what would happen if someone gets injured in your shop.
Commercial auto insurance covers cars used for business purposes as well as box trucks, food trucks, service utility trucks, and more. Whether it's transporting goods, using your vehicle to conduct a service, or employees operating a vehicle, you may need a commercial auto policy.
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