HOMEOWNERS INSURANCE QUOTE FROM DB ASSURANCE GROUP
Understand homeowners insurance
Whether you are living in the home you’ve always dreamed of or the first version of it, make sure it’s protected with the right Homeowners insurance coverage.
Your home insurance coverage protect your home and family from various perils, such as damage caused by theft, burst pipes, robbery, and severe weather..
home insurance
WHAT IS FLOOD AND EARTHQUAKE INSURANCE
Does my home insurance cover damage caused by earthquake or flood?
No. A standard homeowners policy (home insurance) does not generally cover damage caused by earthquake and floods. These sources of damage require additional coverage or a separate policy. If you live in an area that is prone to these types of events, talk to our agent about making sure you’re properly covered.
home insurance
UNDURSTAND YOUR HOMEOWNERS INSURANCE
Is there a difference between water damage and flood damage?
The damage can be similar but the cause is different.
Water damage is usually caused by water coming from something like a burst pipe, an overflowing toilet, a dishwasher that leaks, or a roof that leaks after a hard rain.
Flood damage is caused by water coming from something like an overwhelmed levee that breaks, a clogged drainage system, a river or lake that overflows or even just the ground being inundated with too much water after a torrential storm.
Water seeping into your basement after a heavy rain or winter runoff is usually also considered flood damage.
home insurance
HOME CONTENT IN HOMEOWNERS INSURANCE
What is consider a home contents?
Home contents are the things inside your home not permanently fixed to the walls, ceiling or floor. Your couch, television, carpet, refrigerator, dining room table and floor lamp are examples of home contents. We recommend keeping an inventory of your home contents that you can refer to in the event of a claim with your home insurance.
