MOTORCYCLE INSURANCE INFO
WHAT DOES MOTORCYCLE INSURANCE COVER?
A basic motorcycle policy helps pay for repairs and other expenses related to damage and injury resulting from an accident you may or may not have caused. Optional additional coverage can be added for such items as roadside assistance, uninsured motorist protection, trip interruption, custom parts and equipment, and more.
WHAT TYPE OF MOTORCYCLES WE CAN COVER
WE can find you a wide variety of bike sizes and styles. We can insure cruisers, like the Harley-Davidson Fat Bob or the Indian Chief. We also love tour and tour-sport bikes like the Honda Goldwing and the Kawasaki Voyager. We insure sport and super-sport bikes like the Honda CBR and the Suzuki GSXR. We even insure dual, off-road and dirt bikes, scooters, mopeds, and select customer, homemade and kit bikes. We can also insure snowmobiles, ATVs, utility terrain vehicles, like the Polaris RZR, golf carts, and low-speed vehicles.
I AM A NEW DRIVER. CAN YOU FIND INSURANCE RIGHT INSURANCE FOR ME?
Absolutely! We all been a new riders once. Talk to our agent about your motorcycle policy. We also recommend taking a motorcycle safety course. It will teach you fundamental skills and you'll also receive a 10% discount on your premium.
WHAT WILL HAPPENS IF I GET IN TO THE ACCIDENT WITH ANOTHER DRIVER WHO IS NOT INSURED?
Being in an accident with an uninsured or underinsured (UM/UIM) driver shouldn’t be one of them. That’s why DB Assurance Group broker will find such and will offers you protection against the cost of injuries or damage you may experience as a result of an accident caused by an UM/UIM motorist. Depending on which state you live in, you may already be required to carry UM/UIM coverage.
CAN I INSURE MUILTIPLE MOTORCYCLES/VEHICLES UNDER SAME POLICY?
Of course! We will find right carrier for you that will even offer a discount for having multiple bikes (or off-road vehicles like a snowmobile or ATV) on the same policy.
WHAT IF MY DRIVING RECORD ISN'T PERFECT OR I NEED SR-22. CAN YOU STILL HELP ME?
DB Assurance Group welcomes a broad range of motorcycle customers and can typically find insurance policy for someone with a few blemishes on his or her driving record. However, we may have difficulties to find and provide motorcycle insurance to customers who require a financial responsibility filing (SR-22).