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Request Non-Owner Car Insurance

Please complete the information below. Before submitting your application, please review the Important Information below the form. By submitting, you acknowledge that you have reviewed and agree to the applicable terms, conditions and fees.

First and Last Name **

Primary Driver Date of Birth **

Phone Number **

Email Address **

US/International Driver License Number*

Driver License State / Country **

Do you currently own a vehicle? * Yes / No*

Do you have regular access to a vehicle owned by someone in your household? * Yes / No*

Do you currently have auto insurance? * Yes / No*

Desired Coverage Effective Date **

Have you reviewed and agreed to the Important Information below? Yes, I agree. No, I do not agree.*

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Non-Owner Car Insurance QUOTE REQUEST

Your quote request is not an insurance binder and does not create or activate coverage. Quotes are estimates and may change based on underwriting, driving history, claims history, vehicle information, eligibility and other carrier requirements.

Your Insurance Deal with DB Assurance Group

704-800-4444 Support@YourInsuranceDeal.com

FAQ for Non-Owner Car Insurance

Please reach us at Support@yourinsurancedeal.com if you cannot find an answer to your question.

What is non-owner car insurance?

Non-owner car insurance is designed for drivers who do not own a vehicle but still need auto liability insurance. It may provide liability coverage when you drive a vehicle you do not own, subject to the policy terms and exclusions.

Who needs non-owner car insurance?

It may be appropriate if you do not own a vehicle but occasionally drive borrowed or rented vehicles, need to maintain continuous insurance coverage, or need an SR-22 filing.

Do I need insurance to get a North Carolina driver license?

Yes. When applying for an original North Carolina driver license, including transferring a license from another state, NCDMV generally requires proof of liability insurance from an insurance company licensed in North Carolina. The proof must show the applicant's name.

Does non-owner insurance cover the car I am driving?

Generally, non-owner insurance does not provide comprehensive or collision coverage for damage to the vehicle you are driving. It primarily provides liability coverage, subject to the policy terms.

Can I get non-owner insurance if I need an SR-22?

Depending on your situation and the insurance company, an SR-22 filing may be available with a non-owner policy. Let us know on your application if you need an SR-22 or are unsure.

Can I get non-owner insurance if I live with someone who owns a car?

Possibly, but eligibility depends on the insurance company and whether you have regular access to a household vehicle. Please provide this information on your application so we can determine available options.

How much does non-owner car insurance cost?

The cost varies based on factors such as your driving history, location, coverage limits, prior insurance, and whether an SR-22 filing is required.

Is there a broker fee?

Yes. DB Assurance Group charges a $50 broker/service fee when a non-owner insurance policy is successfully placed. This fee is separate from the insurance premium and is non-refundable once the policy has been issued.

Do you offer non-owner insurance in North Carolina and South Carolina?

Yes. DB Assurance Group can assist customers looking for non-owner auto insurance options in North Carolina and South Carolina, subject to eligibility and carrier availability.